FEDERAL DEFAULT: GOP Catastrophe?

[OPINION and ANALYSIS] According to “FRED” , the acronym for Federal Reserve Economic Data, the Federal Reserve Bank’s on-line data source, and keeper of important economic statistics, the amount of total federal debt as a percentage of GDP (gross domestic product) of the United States has actually decreased since the last year of Donald Trump’s Read More …

The FED, INFLATION & INTEREST RATES

Below is  the video we did three years ago on the Federal Reserve (the Fed), interest rates and Gross Domestic Product.  Although economic circumstances were much different back then than they are today, the basic economic discussion is still legitimate and relevant. The video is also highly relevant to any discussion of the causes of Read More …

AMERICA WILL BE SEVERELY TESTED: Budgetary Constraints

[ANALYSIS and OPINION] Does the American public truly believe in democracy?  What price is it willing to pay?  What is the average American willing to sacrifice to preserve our Constitutional principles of three co-equal branches of representative government and the fundamental Freedoms found in the Bill of Rights? Due Process, Equal Protection, Free Speech, and Read More …

SHOULD STUDENT LOANS BE FORGIVEN ?

[ANALYSIS and OPINION.]   Student debt, particularly federally guaranteed student debt, is a big problem.  According to studentloanhero.com there is $1.75 trillion in federally guaranteed student debt out there.  And, over 11 percent of those loans are more than 90 days in arrears.  That amount of student debt, if it were all forgiven, would amount, Read More …

INFLATION: WHO IS TO BLAME?

[ANALYSIS/OPINION]   Contrary to popular belief the President of the United States is not, under our Constitution, a dictator—or at least he is not supposed to be.  In fact, there two other branches of government, namely, Congress and the Supreme Court.  We’ll put aside the Supreme Court because they have no direct effect on inflation. Read More …

The Fed, Interest Rates and GDP 2d ed

the Federal Reserve Bank’s federal funds interest rate policy.  Velocity, the money multiplier, the all important interest rate on excess reserves and the ON RRP are all discussed Read More …

Investing Jan 2018-The Stock Market and Bitcoin

  [Opinion/Analysis. ] Here’s a video containing a short discussion about the stock market, interest rates and Bitcoin as of Martin Luther King day in January 2018. As always we believe in a long term diversified approach to investing. Trying to time the market or pick individual stocks is probably not the best idea if Read More …